Some payment processors may start “T” from their internal settlement time, meaning when the funds land in their bank accounts. The payout speed varies per country and is typically expressed as T+X days. While payout schedule refers to the cadence your funds are paid out on (for example, day of the week), payout speed refers to the amount of time it takes for your funds to become available.
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Manual payouts are available in all regions except Brazil and India, where payouts are always automatic and daily. You can do this either in the Dashboard or by creating payouts using the API. If you turn off automatic payouts in the Dashboard, you must manually send funds to your bank account. In Japan, daily payouts are not available.In Brazil and India, payouts are always automatic and daily.
For example, if your account was operating on a daily payout schedule with a 3 business day payout speed, the funds paid out daily would be from 3 business days preceding.Ĭertain countries have restrictions on payout schedules: Selecting a payout schedule doesn’t change how long it takes your pending balance to become available, but it does give you control over when your funds are paid out. When selecting a weekly or monthly schedule, you can specify the day of the week or month that you want payouts to arrive in your bank account. You can change this in the Dashboard to weekly automatic, monthly automatic, or manual payouts. In supported countries, your default payout schedule is daily automatic. Your payout schedule refers to how often Stripe sends money to your bank account. As a result, the processed date may not be the same as your local time zone. Payout schedule Time zone differenceĪll payments and payouts are processed according to UTC time except for Asia-Pacific (APAC) markets. You can manage your bank accounts and default settlement currency by visiting the Bank accounts and scheduling page under Settings in the Stripe Dashboard. USD payments (where USD is the presentment currency) are automatically paid out to the USD bank account without conversion, whereas payments in all other currencies are converted into GBP. However, payments presented in a currency that you haven’t configured an additional bank account for automatically convert to your default currency.įor example, consider a Stripe user in the United Kingdom who has added both GBP and USD bank accounts, with GBP selected as the default settlement currency. If you use multiple bank accounts, you must select a default settlement currency, which you can change at any time.Ĭharges that are presented in any enabled settlement currency settle without currency conversion. You can add one bank account per supported settlement currency. In some countries, Stripe users can add extra bank accounts to enable settlements and payouts in additional currencies. Multiple bank accounts for different settlement currencies
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See the table below for the list of supported free currencies per country:Ĭan be paid out to banks in these countriesĪcquiring fees, where applicable, are based on the settlement currency and you can find these acquiring fees listed out by currency on your country’s pricing page. In some cases, Stripe supports international currencies that don’t incur a fee.
To learn more about presenting and settling in alternative currencies, see alternative currencies. Stripe also enables you to settle and pay out to banks in select alternative currencies, or pay out to non-domestic bank accounts in the local currency, for a fee. For example, SEK bank accounts must be based in Sweden. In most cases, bank accounts must be located in the country where the settlement currency is the official currency. Supported accounts and settlement currencies To modify your banking information, click the Edit button next to the desired bank account.
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You can update your account details or add a new bank account at any time in the payout settings of your Dashboard, which you can access by clicking Settings in the navigation sidebar and then External payout accounts and scheduling.
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